DeposytIndustries

Whatever you sell, we already bank it.

Every business takes payments differently. We write the underwriting, pick the hardware, and set the pricing around how your industry actually sells, including the categories other processors send back.

The hard part is already handled.

Get Processing Now Talk to a Human

350+ Five Star Reviews on Google

✓19 industries

✓Written underwriting

✓High risk approved

✓Next-day funding

ONE PARTNER, EVERY INDUSTRY

Built on the businesses everyone else avoids.

We are not a startup guessing at risk. We are a payments company with decades behind us and a long history of banking the industries other processors decline.

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Years in payments

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Processed for merchants

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Merchants served

200+

Industries banked

Search or filter to find your industry. These are the featured categories, but we serve 200+. Type anything and we will point you to the right setup, or tell you straight that we bank it.

Featured industries. We serve 200+.

Retail

Clothing, boutiques, convenience, liquor, and every storefront. Fast chip, tap, and swipe with next-day funding.

Restaurants

Tableside, takeout, tips, and tabs that close clean.

Salons & Med Spas

Packages, memberships, and retainers in one clean account.

B2B, Trades & Services

Wholesale, HVAC, contractors, law and accounting firms. Level 2/3 savings, ACH, and invoicing built to cost less.

Coaches & Creators

High-ticket approval and payment plans that actually collect.

Travel & Tours

Agencies and tour operators, future-delivery friendly.

Gun Stores & FFL

2A-friendly processing for FFL dealers, ranges, and ammo.

Pawn Shops

Loans, resale, and retail in one account, high-risk friendly.

Ecommerce

Wallet-ready checkout and fraud tools that convert and protect.

SaaS & Software

Recurring and usage billing with APIs that protect your MRR.

Subscriptions

Recurring billing and dunning that keeps revenue from leaking.

Memberships & Gyms

Recurring dues with recovery that reduces churn.

Marketplaces

Split payments, onboarding, and payouts at scale.

High-Ticket

Large transactions and payment plans approved and protected.

Direct Selling & MLM

Autoship, distributor payouts, and volume others decline.

Nutra & Supplements

Subscriptions, free trials, and continuity, approved.

CBD, Hemp & Vape

Botanicals, smoke shops, vape, and tobacco, banked properly.

Peptides & Telehealth

Research peptides, GLP, and wellness Rx, funded where others will not.

Dating

Subscriptions and matchmaking, built for the category.

Gaming

Microtransactions and in-app purchases that scale cleanly.

AI Businesses

Tools, SaaS, and companionship apps, approved when others balk.

Business Opportunity

Bizopp and make-money offers, high-ticket and approved.

Free Trial & Continuity

Trial-to-paid billing that survives underwriting.

We almost certainly bank it. Talk to a human.

WHAT EVERY INDUSTRY GETS

Different businesses, the same advantages.

However your industry sells, the core of what we give you does not change. This is the foundation under every account we open.

Keep more with dual pricing

Our compliant dual pricing program puts the processing fee back in your pocket on every card sale, legally, in all fifty states. Most industries are leaking three percent they never have to.

Get your money next day

Approved sales that batch before your cutoff are typically deposited the next business day, so your cash keeps pace with your sales instead of lagging three to five days behind.

Real underwriting, not a robot

If your industry is hard to place, that is exactly where we shine. We use funding and banking partners that understand your category instead of an algorithm that declines anything unfamiliar.

A real human, seven days

You get a team that knows your account and answers the phone, not a ticket queue. If a deposit is ever delayed or a question comes up, a person who knows your business picks up.

Why industry matters

Why the industry changes everything.

A processor that treats every business the same is guessing at yours.

Underwriting

Category first

Your industry code decides approval before anyone reads the business.

Hardware

How you sell

A counter, a truck, and a checkout page need different tools.

Billing

How you charge

One-time, recurring, deposits, and terms all bill differently.

Risk

What goes wrong

Every industry has its own dispute and fraud profile.

Pricing

Where margin lives

Thin retail margin and high-ticket sales need opposite structures.

Support

Who answers

The right answer depends on knowing your business, not a script.

IS MY BUSINESS HIGH-RISK?

Find out in one second.

High-risk is a label other processors use to decline you. To us it is a specialty. Type your business and see where you land, then go straight to the right page.

Either way, the answer is yes. Standard or high-risk, we open the account.

WHY DEPOSYT

The difference for hard-to-place businesses.

Plenty of processors will take an easy account. The test is what happens when your industry is unusual, seasonal, or labeled high-risk. That is where the gap shows.

A typical processor

Declines whole categories at the door
Freezes funds the moment volume spikes
One generic setup for every business
An algorithm that flags anything unfamiliar
A ticket queue when something goes wrong
Surprise reserves you learn about on payday

Built for the industries others avoid
Honest about any reserve before you sign
Hardware and checkout tailored to your industry
Partners who understand your category
A real human who knows your account
Next-day funding and dual pricing standard

Don't see yours?

If it is legal, we will find a way to bank it.

The grid above is just the common ones. If your business is unusual, brand-new, or the kind banks keep declining, that is exactly where we do our best work.

Direct selling, firearms, peptides, CBD, continuity, new AI models, and categories legacy underwriters do not understand yet. Tell us what you do and we will tell you straight whether we can help, usually yes, and exactly how.

Specialists in high-risk and hard-to-place accounts
Funding and banking partners that fit your category
A straight answer fast, not weeks of silence

See High-Risk Processing Talk to a Human

Questions, answered

Questions, answered simply.

The things business owners actually ask. If yours is not here, a real person is a phone call away.

Do you work with my industry?

Almost certainly. We serve retail, restaurants, B2B, ecommerce, SaaS, memberships, marketplaces, med spas, coaching, and a long list of high-risk categories like direct selling, firearms, nutra, peptides, dating, and continuity. If you do not see yours, tell us what you do and we will give you a straight answer.

What does high-risk actually mean?

High-risk is a label processors use for industries with more chargebacks, regulation, or future delivery. It does not mean your business is bad. It means most processors decline it to avoid the work. We specialize in exactly these categories and approve them.

I was declined or dropped by another processor. Can you help?

Yes, this is one of the most common reasons businesses come to us. We work with funding and banking partners that understand hard-to-place categories, so an account another processor would not touch is often a straightforward approval here.

Is the setup really different by industry?

Yes. A restaurant needs tableside hardware and tips, a SaaS company needs recurring billing and APIs, and a firearms dealer needs 2A-friendly underwriting. We match the processing, hardware, and underwriting to how your industry actually sells instead of forcing one generic setup.

Do I still get dual pricing and next-day funding?

Yes. Compliant dual pricing and next-day funding on approved sales are standard across every industry we serve, including high-risk accounts. Those advantages are the foundation under every account, not an upsell.

How fast can I get approved and set up?

Standard industries can often be approved and processing quickly. High-risk accounts may take a little longer because we place them with the right banking partner, but you will get a straight answer on timing upfront, not weeks of silence.

What if my business fits more than one category?

Many do. A coach who also sells supplements, or a retailer who also ships online, is no problem. We build a single account that handles every way you sell, so you are not juggling multiple processors.

What if my industry is brand-new?

New models like AI tools and emerging categories are exactly where legacy underwriters struggle. We stay close to the categories the rest of the industry has not caught up to, so tell us what you do and we will work out how to bank it.

Do you set different pricing by industry?

Yes. Thin-margin retail and high-ticket sales need opposite structures, so we price around how you actually sell.

Will you supply hardware?

Yes. Terminals, POS, and mobile readers, programmed before they ship.

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