DeposytIndustries

Whatever you sell, we already bank it.

Every business takes payments differently. We write the underwriting, pick the hardware, and set the pricing around how your industry actually sells, including the categories other processors send back.

The hard part is already handled.

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✓19 industries

✓Written underwriting

✓High risk approved

✓Next-day funding

Why industry matters

Why the industry changes everything.

A processor that treats every business the same is guessing at yours.

Underwriting

Category first

Your industry code decides approval before anyone reads the business.

Hardware

How you sell

A counter, a truck, and a checkout page need different tools.

Billing

How you charge

One-time, recurring, deposits, and terms all bill differently.

Risk

What goes wrong

Every industry has its own dispute and fraud profile.

Pricing

Where margin lives

Thin retail margin and high-ticket sales need opposite structures.

Support

Who answers

The right answer depends on knowing your business, not a script.

Every industry we serve

Find your industry.

Nineteen categories with written policy behind them. Pick yours and see the terms before you apply.

Recurring and subscription

SaaS

Seats, usage, and renewals that have to bill without failing.

Subscriptions

Boxes, digital plans, and anything billed on repeat.

Memberships

Gyms, clubs, and dues collected month after month.

Coaching

Programs, masterminds, and high-ticket payment plans.

Retail and hospitality

Retail

Counters, terminals, and thin margins that fees decide.

Restaurants

Tabs, tips, and split checks on a Friday night.

Ecommerce

Carts, approvals, and the disputes that follow shipping.

Med spas

Med Spas

Packages, memberships, and treatments in one afternoon.

Commercial and platform

B2B

Invoices, net terms, and commercial card interchange.

Marketplaces

Split payouts and seller onboarding on one account.

High ticket

High Ticket

Single sales the size of another business’s month.

Travel

Deposits collected months before anyone departs.

High risk

High Risk

The umbrella: honest terms for declined categories.

Nutra

Supplements, auto-ship, and continuity offers.

Peptides

Compliance-first underwriting in a restricted class.

Dating

Apps and sites with a chargeback profile to match.

Gaming

Virtual goods, passes, and friendly fraud.

Direct selling

Direct Selling

MLM and party plan at distributor scale.

Firearms

Gun Stores

Licensed dealers other processors will not keep.

Pawn

Pawn Shops

Lending and second-hand retail in one store.

Affiliate

Performance offers that scale faster than a risk model.

Do not see your industry here? Tell us what you sell and we will give you a straight answer. Call us.

What every industry gets

The same foundation, tuned to your business.

Whatever the category, these are the pieces underneath it.

Underwriting

Approved on the facts

We read the business, not just the category code.

Hardware

Matched to your floor

Terminals, POS, or a reader, spec’d to how you sell.

Billing

However you charge

One-time, recurring, deposits, invoices, and terms.

Recovery

Dunning built in

Retries and an account updater that recover failed charges.

Keep more

Dual pricing

Card and cash pricing so processing cost is covered.

Real support

People who answer

A phone number a human picks up, in every industry.

Questions, answered

Questions, answered simply.

The things business owners actually ask. If yours is not here, a real person is a phone call away.

My industry is not listed. Can you still help?

Almost certainly. The list covers where we have written policy, not the limit of what we underwrite. Tell us what you sell and we will give you a straight answer.

What makes a business high risk?

A category code, a chargeback profile, or taking payment before delivery. It is a classification, not a judgement.

Do you set different pricing by industry?

Yes. Thin-margin retail and high-ticket sales need opposite structures, so we price around how you actually sell.

Can I use dual pricing in my industry?

In most of them, yes. Card and cash pricing works at a counter, online, and on recurring charges.

Will you supply hardware?

Yes. Terminals, POS, and mobile readers, programmed before they ship.

How fast do I get funded?

Approved charges can be funded as soon as the next business day.

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