DeposytGateway Features

Every tool inside the gateway.

The short version is that it takes payments. The long version is a set of tools that decide how many charges clear, how much fraud gets through, and how long your reconciliation takes.

The hard part is already handled.

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Tokenisation
Fraud filtering
Developer API
Detailed reporting
ONE GATEWAY · EVERY METHOD
Cards & digital wallets
ACH & eCheck
Text-to-Pay
Recurring & subscriptions
Electronic invoicing
In person & EMV
Virtual Terminal
Why the details matter

Why the small tools move real money.

Each of these is a percentage point. Together they are the difference between a good month and a bad one.

Approvals

Every point counts

A one percent approval lift is real revenue at volume.

Fraud

Both directions

Too loose costs chargebacks, too tight costs good orders.

Vaulting

Repeat purchases

A stored card is the difference between one sale and many.

Retries

Failed charges

Recovered rebills are revenue you already earned.

Reporting

Hours per month

Reconciliation you do by hand is a salary line.

API

Fit to your product

A gateway that bends to your build beats one you work around.

What is included

What is included in the gateway.

Every one of these is standard, not an upsell tier.

Tokenisation

Tokenisation

Card data replaced with a token, so you never store a PAN.

Vault

Card vaulting

Secure card-on-file storage that stays portable.

Routing

Smart routing

Send each charge down the path most likely to approve.

Retries

Automatic retries

Failed charges retried on a schedule that actually works.

Updater

Account updater

Expired and reissued cards refreshed automatically.

Fraud

Fraud filtering

Velocity, AVS, CVV, and geographic rules you control.

3DS

3D Secure

Liability shift on the transactions that need it.

Reporting

Reporting and exports

Every channel in one report, exportable to your books.

API

Developer API

REST API, webhooks, and sandbox for your own build.

Need something specific? Tell us what your build requires and we will confirm it. Call us.

What to watch for

What to watch for in the fine print.

Feature lists all look the same. These are the differences that show up later.

Tiers

Paywalled basics

Vaulting and retries billed as premium add-ons.

Export

No data export

A vault you cannot leave with is a lock-in clause.

Webhooks

Unreliable events

Missed webhooks silently break your reconciliation.

Sandbox

No test environment

Building against production is how outages happen.

Rules

Fixed fraud rules

Filters you cannot tune will block good customers.

Reporting

Shallow reports

Summary-only reporting means manual reconciliation forever.

How we help

How we set the gateway up for you.

The tools are only useful if someone configures them for how you actually sell.

Configuration

Tuned to your business

Fraud rules and retry timing set around your real data.

Migration

Bring your cards

We move your existing vault so nothing lapses.

Integration

Connected stack

Cart, POS, accounting, and CRM wired in.

Monitoring

Watched, not shipped

We watch approval rates and tune when they slip.

Keep more

Dual pricing

Card and cash pricing so processing cost is covered.

Real support

People who answer

Engineers and humans, reachable when something breaks.

Getting started

What you need to get started.

Most of this is a conversation, not paperwork.

The basics

Business and ID

Formation documents, EIN, and owner identification.

Your build

How you integrate

Hosted checkout, API, or a prebuilt cart connection.

Your data

Existing vault

Where your cards live now, so we can migrate them.

Volume

Transaction profile

Ticket sizes and monthly volume, so we tune the rules.

Sandbox access comes first, so you can build before you switch.

Questions, answered

Questions, answered simply.

The things business owners actually ask. If yours is not here, a real person is a phone call away.

Is there a developer API?

Yes. A REST API with webhooks and a sandbox environment, alongside hosted checkout and prebuilt integrations.

Are these features extra?

No. Vaulting, retries, the account updater, fraud filtering, and reporting are standard.

Can I export my vaulted cards?

Yes. Your card data is portable, so you are never locked in by it.

Can I tune the fraud rules?

Yes. Velocity, AVS, CVV, and geographic rules are all configurable, and we tune them with you.

Do you support 3D Secure?

Yes, on the transactions where the liability shift is worth the friction.

How detailed is the reporting?

Transaction-level across every channel, exportable for reconciliation.

Verified Google reviews

Merchants don't just switch. They tell people.

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Book your FREE consultation.
Put cash back in your pocket.

During your one-on-one business assessment, a Deposyt™ expert will evaluate your business and set you up to instantly put a percentage back in your pocket with each card transaction you accept.

The hard part is already handled.

350+ Five Star Reviews on Google

Or text us at 302-204-2493 · Monday, Sunday, 8am, 5pm PST