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Direct Selling
DeposytDirect Selling
Payments built for direct selling.
Direct selling has thousands of sellers, recurring auto-ship, and a category most banks decline. We underwrite it properly and keep the volume flowing.
The hard part is already handled.
350+ Five Star Reviews on Google
✓High-risk approved
✓Auto-ship
✓Distributor payments
✓Next-day funding
Why direct selling gets declined
Why direct selling needs a specialist processor.
Many sellers, recurring orders, and a reputation problem that has nothing to do with you.
Category
Coded high risk
MLM and party plan are declined on the label alone.
Volume
Many sellers
Thousands of small sellers under one program.
Auto-ship
Recurring orders
Monthly auto-ship is the revenue base.
Chargebacks
Buyer regret
Enthusiastic sign-ups turn into disputes.
Payouts
Commissions
Money has to flow back out to distributors.
Margins
Fees on every order
Processing cost lands on every small order.
Who we serve
The kinds of direct selling companies we work with.
If you sell through people, we support how you collect.
Wellness
Health and wellness
Supplements and wellness auto-ship.
Beauty
Beauty and skincare
Replenishment through consultants.
Home
Home and kitchen
Party plan and demo selling.
Apparel
Apparel
Seasonal lines through sellers.
Nutrition
Nutrition
Shakes, powders, and programs.
Essential
Essential oils
Kits and monthly orders.
Services
Services
Energy, telecom, and travel programs.
Education
Education
Courses sold through distributors.
Starter kits
Starter kits
Enrolment kits at higher tickets.
Do not see your program here? If you sell through people, we support it. Call us.
What to watch for
What direct sellers watch for.
These are the reasons these accounts close.
Shutdowns
Policy bans
Most processors ban the category outright.
Ratios
Chargeback thresholds
Enrolment regret pushes ratios up fast.
Auto-ship
Failed rebills
A declined card ends the monthly order quietly.
Descriptors
Unrecognised charges
Buyers remember the seller, not the company.
Reserves
Held funds
High-risk accounts get held revenue.
Compliance
Claims and terms
Program language decides whether you stay approved.
How we help
How we keep your volume flowing.
Underwriting for the category, recovery on auto-ship, and support that scales.
Underwriting
Approved as direct selling
We write the policy for the model instead of banning it.
Auto-ship
Recurring orders
Monthly orders with retries and an account updater.
Scale
Volume ready
Limits set around your real volume, with load balancing.
Defense
Chargeback protection
Alerts, evidence, and representment worked with you.
Keep more
Dual pricing
Card and cash pricing so processing cost is covered.
Real support
People who answer
A team that knows high risk and stays reachable.
Getting started
What you need to start.
Getting your payments onto Deposyt is simple. Here is what helps you get going.
The basics
Business and ID
Your formation documents, EIN, and owner identification.
Your product
How you sell
Your program, auto-ship, and enrolment structure.
History
Processing statements
Recent statements help us beat your current pricing. A new direct selling company is welcome too.
Stack
Your tools
The cart, billing, or stack you use now, so we connect cleanly.
Switching is simple. We underwrite the model and keep the monthly orders landing.
What you get
Everything a direct selling company needs to get paid.
Approval is the start. You also get the tools and pricing that keep more of every order.
Recurring
Recurring Billing
Subscriptions and card-on-file with automatic retries on failed renewals.
Dual pricingOffset Your Fees
Show a card price and a cash price so processing cost is covered on every charge.
GatewayDeposyt Gateway
One secure hub for checkout, API, and reporting across every sale.
IntegrationsIntegrations
Connect the cart, app, and tools your business already runs on.
FundingNext-Day Funding
Your sales today, in your account as soon as the next business day.
OnlineOnline Payments
Checkout pages, links, and invoices for everything else you collect.
Zero-fee option
Offset your fees on every charge.
Dual pricing shows a card price and a cash price, calculated by our software, so processing cost is covered on every order.
See Dual PricingQuestions, answered
Questions, answered simply.
The things business owners actually ask. If yours is not here, a real person is a phone call away.
Do you approve MLM and direct selling?
Yes. The category is underwritten honestly, with the terms stated before you apply.
Can you handle auto-ship?
Yes. Monthly orders with retries and an account updater on failures.
Can you support thousands of sellers?
Yes. Limits are set around your real volume, with load balancing available.
How do you handle chargebacks?
Alerts, clear descriptors, and evidence packages worked with our team.
Will you hold my funds?
We price the risk up front rather than holding revenue afterwards.
How fast do I get funded?
Approved charges can be funded as soon as the next business day.
Verified Google reviews
Merchants don't just switch. They tell people.
Verified Google reviews, powered by Trustindex.