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Gun stores
DeposytGun Stores
Payments built for firearms.
Most processors will not touch an FFL. We will. In store, online, and on the range, with underwriting that already knows the category and funding as soon as the next business day.
The hard part is already handled.
350+ Five Star Reviews on Google
✓FFL friendly
✓In store and online
✓Layaway
✓Next-day funding
Why firearms get declined
Why firearms need a processor that stays.
The category is legal, the processors are squeamish, and the shutdowns come without notice.
Category
Restricted by policy
Many providers ban firearms in their terms, not the law.
Compliance
Serialised goods
Transfers and paperwork sit alongside the sale.
Mixed channels
Counter and online
Sales happen in store, online, and at events.
Tickets
Large purchases
Rifles, optics, and safes push ticket sizes up.
Layaway
Staged payments
Customers pay over time before pickup.
Margins
Thin retail margin
Processing cost matters on accessories and ammo.
Who we serve
The kinds of firearms businesses we work with.
If you hold the license, we can hold the account.
Retail
Gun shops
Counter sales, transfers, and accessories.
Ranges
Ranges
Lane time, memberships, and rentals.
Online
Online dealers
Ecommerce with FFL transfer at delivery.
Ammo
Ammunition
High-volume ammo and reloading supply.
Optics
Optics and gear
Accessories and tactical equipment.
Training
Training and CCW
Classes, permits, and certification.
Gunsmith
Gunsmithing
Service work and custom builds.
Safes
Safes and storage
High-ticket delivery and install.
Events
Gun shows
Mobile payments at shows and events.
Do not see your business here? If you are a licensed dealer, we support it. Call us.
What to watch for
What firearms retailers watch for.
These are the reasons dealers lose their processing.
Shutdowns
Sudden termination
Policy bans, not chargebacks, close most of these accounts.
Holds
Frozen funds
Funds held while a review runs stops the business.
Online
Card-not-present risk
Online orders need fraud tools and clear delivery terms.
Layaway
Staged payments
Payments over time need tracking against the pickup.
Descriptors
Mystery billing
An unrecognised statement line becomes a dispute.
Fees
Ammo margins
On thin-margin volume, the fee line decides profit.
How we help
How we keep your counter open.
Underwriting that expects an FFL, plus hardware and online tools that fit the shop.
Underwriting
Approved as an FFL
We write the policy for licensed dealers, not around them.
In person
Terminals and POS
Counter checkout that handles transfers and accessories.
Online
Ecommerce ready
Card-not-present sales with fraud filtering.
Layaway
Staged payments
Track deposits and balances to the pickup.
Keep more
Dual pricing
Card and cash pricing so processing cost is covered.
Real support
People who answer
A team that will not drop you for the category.
Getting started
What you need to start.
Getting your payments onto Deposyt is simple. Here is what helps you get going.
The basics
Business and ID
Your formation documents, EIN, and owner identification.
Your product
How you sell
Your channels, ticket sizes, and license details, so we underwrite it right.
History
Processing statements
Recent statements help us beat your current pricing. A new firearms retailer is welcome too.
Stack
Your tools
The cart, billing, or stack you use now, so we connect cleanly.
Switching is simple. We underwrite the license, set up the hardware, and keep the counter open.
What you get
Everything a firearms retailer needs to get paid.
Keeping your account is the start. You also get the tools and pricing that keep more of every sale.
Recurring
Recurring Billing
Subscriptions and card-on-file with automatic retries on failed renewals.
Dual pricingOffset Your Fees
Show a card price and a cash price so processing cost is covered on every charge.
GatewayDeposyt Gateway
One secure hub for checkout, API, and reporting across every sale.
IntegrationsIntegrations
Connect the cart, app, and tools your business already runs on.
FundingNext-Day Funding
Your sales today, in your account as soon as the next business day.
OnlineOnline Payments
Checkout pages, links, and invoices for everything else you collect.
Zero-fee option
Offset your fees on every charge.
Dual pricing shows a card price and a cash price, calculated by our software, so processing cost is covered on every sale.
See Dual PricingQuestions, answered
Questions, answered simply.
The things business owners actually ask. If yours is not here, a real person is a phone call away.
Do you work with FFL dealers?
Yes. Firearms retail is underwritten as its own category, in store and online.
Will you shut me down for the category?
No. The category is approved up front, with the terms stated before you apply.
Can I sell online?
Yes. Card-not-present sales with fraud filtering and clear delivery terms.
Can I run layaway?
Yes. Staged payments tracked against the pickup.
Do you provide terminals?
Yes. Counter terminals and POS on the same account as your online sales.
How fast do I get funded?
Approved charges can be funded as soon as the next business day.
Verified Google reviews
Merchants don't just switch. They tell people.
Verified Google reviews, powered by Trustindex.