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Bizopp is one of the most scrutinised categories in payments. High tickets, aggressive upsells, refund demands, and the FTC Business Opportunity Rule sitting over all of it. We underwrite the compliant version and tell you the terms before you apply.
The hard part is already handled.
Everything that makes the model work is also what makes a risk team nervous.
The FTC Business Opportunity Rule applies before card rules do.
A four or five-figure charge trips limits on a standard account.
Upsell stacks raise both revenue and dispute exposure.
A money-back promise is a dispute waiting to be filed.
You are paid before the outcome, which processors flag.
Cold traffic at a high ticket moves the ratio quickly.
If the compliance story holds, we will look at it seriously.
Courses teaching a specific business model.
→CoachingGroup and one-to-one business coaching.
→LicensingRights to run a proven system.
→FranchiseTerritory and system offers outside franchise law.
→EcommerceDone-for-you ecommerce and automation offers.
→Real estateInvesting and wholesaling education.
→TradingMarket education with clear disclaimers.
→AgencyPrograms teaching a service business build.
→EventsLive events with back-of-room offers.
→Do not see your offer here? Send us the funnel and we will give you a straight answer. Call us.
The account survives or dies on the offer, not the volume. These are the details.
Income claims need substantiation and clear disclaimers.
The Business Opportunity Rule has specific documents attached.
A refund policy you do not honour becomes a chargeback.
Every upsell needs its own clear, recorded consent.
A statement line they cannot place is an automatic dispute.
Login records and access logs win these cases.
Underwriting that expects the model, and a review that stops the account from closing later.
We read the funnel and the compliance, not just the code.
We flag the claims and disclosures that would cost you the account.
Deposits and instalments with retries on the failures.
Alerts, evidence, and representment worked with you.
Card and cash pricing so processing cost is covered.
A team that will tell you the truth about the risk.
This category is underwritten on the funnel as much as the financials.
Formation documents, EIN, and owner identification.
Live pages, upsell path, and ticket sizes.
Earnings claims, disclaimers, and required documents.
Statements including the chargeback history.
Send the funnel first. We will tell you what needs changing before you apply.
Approval is one piece. Redundancy, recovery, and defense keep it running.
Honest underwriting for the categories others decline.
Load balancingSplit volume across accounts so one freeze does not stop sales.
DunningAutomatic retries and an account updater on failed instalments.
CoachingPayment plans and high-ticket program billing.
Dual pricingCard and cash pricing so processing cost is covered.
FundingYour sales today, in your account as soon as the next business day.
Dual pricing shows a card price and a cash price, calculated by our software, so processing cost is covered on every sale and every instalment.
See Dual PricingThe things business owners actually ask. If yours is not here, a real person is a phone call away.
Yes, the compliant ones. We underwrite the category on the facts and state the terms before you apply.
Yes, and you should want us to. Claims and disclosures are what decide whether the account survives.
Yes. Large tickets, upsell paths, and payment plans are all part of what we underwrite.
If it applies to your offer, the required disclosures need to be in place. We will tell you what we see.
Alerts, clear descriptors, delivery evidence, and representment worked with our team.
Approved charges can be funded as soon as the next business day.
Verified Google reviews, powered by Trustindex.
During your one-on-one business assessment, a Deposyt™ expert will evaluate your business and set you up to instantly put a percentage back in your pocket with each card transaction you accept.
The hard part is already handled.
Or text us at 302-204-2493 · Monday, Sunday, 8am, 5pm PST
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