The all-in-one merchant solution with Zero-Fee* credit card processing.
In-store, online, ecommerce, mobile, and at events, accept every card, every way, while our 100% compliant dual pricing program eliminates your processing fees entirely.
* Zero-Fee is also known as Dual Pricing. See how it works →
Enter what you process in card sales each month and drag your rate. This is the money dual pricing puts back in your pocket instead of handing it to a processor.
Estimate based on the rate you select applied to your monthly card volume. Your exact savings depend on your card mix and ticket size, and we'll run your real numbers on a quick call.
Most merchant reps are financial used car salesmen. They dangle a low rate, then bury fees in the fine print so your statement never matches the quote. We built Deposyt to be the opposite. The number we say is the number you pay, and a real human stays in your corner.
Industry figures from recent merchant payment surveys. The pattern is always the same. The quote is the bait, the statement is the truth.
However you take a payment, we support it. No matter how big you get, how you sell, or how complex it gets, you never have to start over with someone new.
Another statement you can't read. Another fee you didn't agree to. Another support line that never picks up. At Deposyt™, we believe payments should quietly work in the background. We believe support should still feel human. We believe a handshake should still mean something. You focus on your customers, your story, your vision. We'll handle everything underneath it.
Quiet infrastructure. Loud results.
Six channels. One partner. One number to call. The same five-star treatment whether you swipe, tap, key, click, invoice, or sell from the show floor.
Ecommerce, hosted checkout, invoicing, and recurring billing, connected to the carts and platforms you already use.
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Tap, dip, and swipe at the counter with terminals that arrive set up, and stay supported after.
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Full point-of-sale for restaurants and retail: inventory, tips, staff, loyalty, without the learning curve.
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Take payments in the field, at the table, or at the show. Your phone becomes the terminal.
Learn more →Dual pricing displays two clear prices, a card price and a cash price, so your customers choose how they pay, and you stop donating 3, 4% of every sale to the card networks. In person and online. Fully transparent. 100% compliant with card-brand rules.
Three open gateways. 130+ confirmed platforms. Type what you run and see exactly how it connects. If you don’t see your software, type it anyway.
Deposyt is a complete growth platform that runs underneath your business, so the parts that drain your day just disappear. We start in payments, so we already know where your revenue leaks and how to stop it. Then we curate the tools that move the needle for your industry, with real people behind them watching your numbers. Use a little of us, or all of us.
These are three of the 100+ growth tools inside the platform. We hand you only the ones that move the needle for your kind of business, so you never drown in features you do not need.
Every missed call gets a text back in seconds, so the lead you were losing becomes a booked job.
Explore → For serviceType what you know and it builds a sellable course in minutes. New revenue, fewer support calls.
Explore → Coaches & recurring revenueKeep Stripe and add a backup processor, so a freeze or outage never takes your subscriptions to zero.
Explore →Lessons keep the phone unanswered, so missed calls become booked rides, clinics get paid cleanly, and training knowledge becomes a course that sells while you ride.
Keep Stripe and add a processor, recover the failed payments you were quietly losing, and let clients upgrade themselves so you stop re-selling the same people.
Before we do anything, we inspect where the money is quietly leaving: failed payments, retention leaks, chargeback exposure, checkout friction, and churn. Then we show you exactly where it goes and how to stop it. Free, no obligation.
We're device-agnostic and merchant-loyal. Whatever fits your counter, your floor, or your truck, we program it, ship it ready, and answer the phone when you need us.
Secure online gateways with tokenization, recurring billing, and hundreds of cart integrations.
The full Clover family, Go, Flex, Mini, Station, for restaurants and retail that want power with polish.
Beautifully simple terminals and mobile readers for businesses that want payments without the production.
Workhorse countertop and wireless terminals, a favorite for zero-fee dual pricing done right.
"We bring you every modern tool, and hold your hand the entire way."
Not the most technical. Not the youngest. The people saying, "I just want this to work." Every industry below gets its own playbook, its own page, and its own person.
Counters, carts, and curbside, fast lines, happy regulars.
RESTAURANTSTableside, takeout, tips, and tabs that close clean.
B2BInvoicing, Level 2/3 data, ACH, and large-ticket savings.
MEMBERSHIPSGyms, clubs, studios, recurring billing that retains.
SUBSCRIPTIONSSmart retries, dunning, and revenue recovery built in.
MARKETPLACESSplit payments and onboarding at platform scale.
TRAVELHigh tickets, future delivery, and chargeback defense.
GAMINGFast, secure processing for skill gaming and esports.
SAASEmbedded payments and billing that scales with ARR.
COACHES & CREATORSHigh-ticket programs, digital products, and publishers.
ECOMMERCE BRANDSOptimized approvals and fraud screens that don't block real buyers.
MED SPAS & AGENCIESHigh-ticket services with five-star checkout.
Plumbers, HVAC & AC, electricians, roofers, landscapers, painters, pest control, garage door, locksmiths, movers, cleaning companies, pool service, handymen, general contractors, and field sales teams. Get paid on-site from your phone, send invoices from the truck, and pass the fee compliantly, so the price on the estimate is the price you keep.
Of high-risk industries, welcomed,
underwritten, and protected
"High risk" usually just means "hard to understand." We take the time to understand. Multiple banking relationships, honest underwriting, and an advocate who fights to keep your account open, your reserves low, and your limits growing. It's why agents and merchants send us the deals nobody else will touch.
Most processors approve you and disappear. We stay in the room, negotiating reserves, raising limits as you grow, and standing up redundant accounts so your processing can never be held hostage. Your account has a defender, not just an underwriter.
If your industry lands on a “no” list everywhere else, it lands on our “yes” list. A few of the verticals we place, underwrite, and protect every day:
Three ways in. All pay for life. Whether you've been selling payments for twenty years, you've never seen a Schedule A, or you want to run your own payments brand with us invisible behind it, there's a seat at this table for you.
Your residuals are only as good as your retention, and retention follows service. We treat your merchants like a five-star hotel treats its guests, so your portfolio compounds instead of churning.
Accountants, web designers, consultants, bartenders, neighbors. If you know people who take payments, you can earn from every referral, and we do absolutely everything else.
For partners who already have the relationships and the brand, established agents, software platforms, POS companies, and ISVs. Run payments as your own product, start to finish. Your name, your logo, your dashboard, your pricing. We power it all invisibly underneath: boarding, processing, the gateway, risk, funding, and support, the hard part, handled, with no one ever seeing us.
Payments, plainly spoken. Videos, blogs, and real founder stories, so you understand exactly where every basis point goes, even though you'll never have to chase one again.
The questions business owners ask us most, about getting a merchant account that keeps more money in your pocket and choosing the right hardware to do it.
The best merchant account minimizes cost and is simple to run. Deposyt offers zero-fee dual pricing merchant accounts that let you keep more of every sale, with a programmed terminal, next-day funding, 5,000+ integrations, and a real person on the phone, not a call center.
It depends on how you sell. Retail counters do best with a countertop terminal; restaurants with an all-in-one wireless terminal and printer; mobile and service businesses with a pocket mPOS reader. We help you choose for free, program it for zero-fee dual pricing, and ship it ready.
It uses compliant dual pricing: customers see a cash price and a card price, so the cost of card acceptance is covered at checkout and you keep the full ticket. We set it up legally in all 50 states and handle the terminal programming.
Yes. Deposyt specializes in high-risk and hard-to-place merchant accounts that other processors decline, same zero-fee dual pricing, next-day funding, and dedicated support. If you've been turned down before, talk to us.
Yes, Deposyt merchant accounts include next-day funding, so your sales reach your bank fast, with transparent pricing and no hidden fees.
We handle the migration for you. Keep the tools you already use through our 5,000+ integrations, and for businesses ready to grow, Deposyt adds a growth blueprint and concierge, five-star onboarding. You barely lift a finger.
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