PartnersRefer & Earn

Every single person can make money in payments.

You do not need to know a thing about processing. You do not need to sell terminals or write contracts. Every business you already know accepts card payments, and right now somebody else is earning on every one of those transactions.

There are three ways to work with us. Pick the one that fits how you already work.

350+ Five Star Reviews on Google
High splitsCompetitive and transparent
LifetimeFor as long as they process
Zero CostCost, quota, or experience
Every industryIncluding the high-risk ones
01 REFER AND EARN

The 50/50 Club. Open the door. We do the rest.

This is not a sales job. It was built for the people who have trust and reach but do not want to become a payments rep. You introduce a business that already accepts payments. Our team handles onboarding, compliance, hardware, and support for the life of the account. You collect a healthy share of the revenue on every transaction they run, for the life of the account.

STEP 01

You make the introduction

Send your link, or just send us a name. Anyone who takes card payments counts, in person, online, recurring, or by invoice.

STEP 02

Our team does its magic

We run the statement review, handle underwriting, place the account, ship the hardware, and support them seven days a week.

STEP 03

You get paid, every month

50% of our profit on that merchant, for as long as they process. No expiration. No quota. No requirement to keep sending deals to keep getting paid.

THE OLD WAY · THEY ABSORB THE FEE
-$42,000
A merchant doing $100,000 a month at 3.5% hands roughly $42,000 a year to the card brands and their processor. Straight off the bottom line, every year, forever.
DUAL PRICING · THEY PASS IT ON
$0
With dual pricing they keep the full ticket. The cost of card acceptance is passed to the customer who chooses to pay by card, exactly the way gas stations have done it for decades.
WHY THEY SWITCH
$42K

That is what a single $100,000-a-month merchant is losing every year. Show an owner that number and the conversation changes instantly.

IT IS NOT NEW
Legal in 50

Dual pricing is card-brand compliant and permitted nationwide when it is implemented correctly. We handle the signage, the disclosures, and the programming.

MARGIN, NOT MARKETING
Instant

Most business improvements take months. This one shows up on the very next statement. That is why the switch is happening across every industry.

WHAT ONE REFERRAL ACTUALLY PAYS YOU

Refer one merchant. Get paid every month they process.

A merchant switches to dual pricing and stops paying the fee. You earn roughly 50 basis points on everything they run. Half a percent of a big number, every single month, for as long as that account is open.

$6,000 Per year, recurring, from this referral
$500Per month
50 bpsYour share
LifetimeNo expiration
$100,000/mo
1 merchant

Based on a merchant on dual pricing and a partner share of roughly 50 basis points of processed volume.
Recurring for the life of the account. Exact figures confirmed on your call.

02 YOUR PROMOTION PLAYBOOK

Tell us what you do. We will show you how to promote it.

There is no single right way to do this. A marketing agency promotes it completely differently than an accountant or a creator. Type what you do for a living and get the exact plays that fit your world.

No exact match yet. Book a call and we will build the playbook around what you actually do.
02 ESTABLISHED AGENTS

You already know how this industry usually treats you.

If you have sold payments for any length of time, you have seen it. The residual that quietly gets recalculated. The merchant who somehow ends up house-direct. The deal you sourced that gets reassigned. The split that was competitive right up until it was not.

The residual that gets recalculatedMonth seven, the math changes and nobody sends an email about it.
The merchant taken house-directYou sourced them, serviced them, and then quietly lost them.
The mystery buy rateYou never really know what you are making until the statement lands.
The support line that goes nowhereYour merchant has a problem and you are the one holding it alone.

You are used to it. You should not be.

TWENTY-FIVE YEARS · ZERO EXCEPTIONS
0
Residuals stolen. Agents cut out of their own deals. Merchants taken house-direct behind an agent's back. In twenty-five years, our founders have never done it once. Not to anyone.

What working with us actually looks like.

Competitive splits, written downYou see the real numbers. What the merchant pays, what the cost is, and exactly what you make. No mystery buy rate, no shifting goalposts.
No deal stealing. No sneaky tactics.Your merchant is your merchant. We do not market around you and we do not reassign accounts you sourced.
Every vertical, including the hard onesNutra, peptides, coaching, high ticket, dating, gaming, free trial, gun stores, pawn, direct selling. We know what a bank will accept before you send it.
Packaged so approvals stickA fast approval that dies in sixty days is worse than a decline. The right bank, the right story, the right documentation, the first time.
We are in it with youHeld funds, a chargeback spike, a reserve question, an integration that broke on a Friday. You get a person, not a ticket number.
We keep your merchants stickySeven-day-a-week support that answers. Merchants who feel taken care of do not shop your account, so your residual keeps paying.

There is a difference between pushing paper and helping you get the wins. Merchants trust us, and so do the agents who have been here for years. We are not typical, and we work hard to stay that way.

03 WHITE LABEL · SOFTWARE, ISVs & AUDIENCES

Earn the residuals. Skip everything else.

If you run software, own a platform, or have an audience, you already sit on top of payment volume. You want the residual on your P&L. You do not want to learn sales, underwrite merchants, chase paperwork, or staff a support desk. So we do all of it for you, under your brand.

You want the EBITDARecurring payment revenue is high-margin and it prices at a real multiple. It is the cleanest line you can add to your business.
You do not want the payments businessNo sales team, no risk desk, no compliance hires, no seven-day support rota. None of that lands on you.
You want it to look like yoursYour dashboard, your logo, your merchant application. The merchant never sees us.
THE PAYFAC PROBLEM

You have been courted by PayFacs. Some of you already tried one.

The pitch is always the same: embed payments, own the stack, take the margin. Then reality arrives. You are suddenly liable for underwriting and risk. You need compliance people. Support becomes your problem at 9pm on a Saturday. And here is the part nobody mentions until it happens to you.

THE PAYFAC MODEL
Payments are welded to your software.
Merchant churns off your platform
You lose the software revenue
And you lose the payments residual

One departure. Two revenue streams gone. That is the model working exactly as designed.

THE DEPOSYT HYBRID
Payments stand on their own.
Merchant churns off your platform
You lose the software revenue
The payments residual keeps paying

The merchant liked your software. They also like their processor. Those are two different relationships. Why lose both?

We are the hybrid: the economics of a PayFac, the brand control of a white label, and none of the operational weight. Your residual is tied to the merchant, not to their subscription to your product.

What you get. What we carry.

It is your brand, end to endYour logo on the dashboard, the merchant application, the statements, and the emails. You own the relationship.
You choose who works the leadsRun your own team, or hand the leads to ours and stay completely hands off. Most partners start with us closing.
We carry underwriting and riskApprovals, compliance, reserves, chargebacks, funding. The parts that make a PayFac miserable never touch you.
We carry support, seven days a weekYour merchants get real people who answer. You do not staff a desk and you do not get the Saturday call.
Every vertical, including high riskYour merchants never hear "we cannot approve that." We underwrite the categories that get declined elsewhere.
Residuals that survive churnIf a merchant leaves your software but keeps processing, you keep earning. The payments relationship stands on its own.
THE HONEST VERSION

Becoming a PayFac is a business decision most software companies regret about eighteen months in. You wanted a revenue line. You got a risk department, a compliance budget, and a support queue. We built the option you actually wanted.

YourBrand Payments
MERCHANTS
142
VOLUME / MO
$8.4M
YOUR RESIDUAL
$42,000
MERCHANTVOLUMESTATUS
Harbor Street Cafe$62,400APPROVED
Vitality Med Spa$148,900APPROVED
Northline Supply Co.$91,200IN REVIEW
MERCHANT APPLICATION
Apply with Your Brand
04 THE PARTNER SUCCESS KIT

You do not start from a blank page. We hand you everything.

Copy, paste, post, send. Every partner gets the full kit the day they sign up, and if none of it fits your voice, we will build custom content for you.

40+Email templates
30Cold call scripts
VideoScripts, 15 to 45 sec
SocialPosts & hashtags
Dual pricingOutreach scripts
ObjectionHandling playbook
FunnelsSales funnel outlines
CustomBuilt for your brand

A look inside the email templates

Personalize the first line and hit send. The full library covers every industry we serve.

Quick question about your card fees
TO: LOCAL BUSINESS OWNER
Hi [First name],

Quick one. You are probably paying somewhere between 2.9% and 3.5% every time a customer pays with a card.

On $50,000 a month, that is about $21,000 a year leaving your business.

There is a compliant way to keep nearly all of it. Takes ten minutes to show you.

Worth a look?
You were declined. We would approve you.
TO: HIGH-RISK MERCHANT
Hi [First name],

If you have been shut down, held, or told your industry is "too risky," I want you to know that is a story about them, not about you.

We underwrite the categories most processors decline, with multiple banking relationships and an advocate who fights to keep your account open.

Send me the decline letter. I will tell you straight whether we can place you.

THE KIT IS INCLUDED FOR EVERY PARTNER. FOR LARGER ROLLOUTS WE ALSO BUILD FULLY CUSTOM CONTENT IN YOUR BRAND AND YOUR VOICE, SCOPED AND PRICED TO THE SIZE OF YOUR AUDIENCE. WE WILL TELL YOU EXACTLY WHAT IT TAKES ON THE CALL.

Verified Google reviews

Partners don't just sign up. They tell people.

Verified Google reviews, powered by Trustindex.

Book your FREE consultation.
Put cash back in your pocket.

During your one-on-one business assessment, a Deposyt™ expert will evaluate your business and set you up to instantly put a percentage back in your pocket with each card transaction you accept.

The hard part is already handled.

350+ Five Star Reviews on Google

Or text us at 302-204-2493 · Monday, Sunday, 8am, 5pm PST